So, Your Dog Has Bitten Someone. Now What?
Are you positive that your dog would never bite another person? You never know what could happen in the heat of the moment, and it always better to be safe than sorry. Maybe what you never thought would happen already has. If your dog has bitten someone, you are most likely worried and upset. A claim may be filed. Luckily, Canine Liability Insurance, sometimes referred to as “dangerous dog insurance” exists, and can help you through this difficult time for both you and your four-legged friend..
First and foremost, one of the most important things to do is stay calm. Remaining calm will help you and your dog in not making the situation worse. Start by separating your dog from the other person or animal. Show your sympathy to the victim and calmly help tend to their wounds. They should immediately wash their wound with warm soapy water. Depending on the situation, you may want to call and seek medical attention for them. Dog bites are commonly mistaken as minute but can later become a serious issue.
The last thing you want to do is get defensive or start blaming the victim. What you say could potentially be used against you in court.
Exchange personal contact information and provide the other party with your dog insurance information. Even if you never thought of your dog as dangerous, you should accept that they have done something wrong and that it is a serious situation.
To try to avoid inaccurate information by gathering any witnesses’ contact information, getting your dog’s medical records ready, and informing local authorities of the incident yourself while complying with their orders.
Know Where Dog Bites Stand with the Law
Dog bite laws will be dependent on your specific area, so research your local jurisdiction so there won’t be any surprises.
Be prepared to show proof of your dog’s rabies vaccination.
After a bite, your dog may be registered as a “dangerous dog”, which is where dangerous dog insurance comes into play. You will need to notify your insurer that your dog has a behavior history and has been labeled as “dangerous” by a governing body. Unfortunately, a “dangerous dog” classification could make renting or insuring difficult for you in the future. Dog Bite Quote is willing to insure all dogs, regardless of their breed or history.
There is a chance that the bite victim will decide to press charges or file a civil suit against you. Immediately hire an attorney if this happens. It would be advantageous of you to offer to pay for medical expenses up front. Accepting responsibility from the beginning will help you a lot in the long run. It may even be what determines the result of the lawsuit.
There are many reasons a dog may bite, and it’s not always 100% preventable. In addition to financially protecting dog owners from dog bite claims, our Canine Liability Policy also covers other injuries to people, including scratches and fall injuries caused by dogs and injuries to other animals. Please contact us today for more information at (407) 865-7477, ext. 101.